Professional restaurant staff team including chef and servers representing comprehensive restaurant and food industry insurance coverage

Restaurant & Food Industry Insurance

Specialized Protection for Food Service Businesses

Restaurant & Food Industry Insurance

Comprehensive coverage for restaurants and food service businesses.

The restaurant and food service industry faces unique risks that require specialized insurance solutions. From kitchen fires and food contamination to customer injuries and employee accidents, our comprehensive coverage helps protect your business against the specific challenges you face every day.

Happy customers dining in a casual restaurant representing the dining experience that restaurant insurance helps protect
Young customers reviewing menus and discussing their order with restaurant staff representing customer service protection through comprehensive restaurant insurance

Tailored Restaurant Protection

Our restaurant insurance packages are designed to address the specific needs of various food service establishments, including fine dining restaurants, casual eateries, cafes, food trucks, catering businesses, and bakeries. We understand that each food service operation has unique exposures, which is why we offer customizable coverage options to ensure your business is properly protected.

Property Coverage

Protection for your building, kitchen equipment, furniture, and inventory.

Liability Protection

Coverage for customer injuries, food-related illnesses, and property damage.

Comprehensive Coverage Options

Our restaurant and food industry insurance packages can be customized to include a variety of coverage options that address the specific risks faced by your business. We work closely with you to understand your operation and create a protection plan that gives you peace of mind.

Key Coverage Areas:

  • • General liability insurance
  • • Property insurance for buildings and contents
  • • Business interruption coverage
  • • Food contamination and spoilage insurance
  • • Liquor liability coverage
  • • Workers' compensation insurance
  • • Equipment breakdown protection
Restaurant manager handling reservations and business operations representing the comprehensive management aspects protected by restaurant insurance coverage
Professional diverse restaurant service team in formal uniforms representing the skilled staff protected by comprehensive restaurant insurance coverage

Business Continuity Protection

In the restaurant industry, unexpected closures can be devastating to your bottom line. Our business interruption coverage helps replace lost income and covers ongoing expenses if your establishment needs to temporarily close due to a covered event such as fire, water damage, or equipment breakdown.

We understand the unique challenges faced by food service businesses and offer solutions that help you recover quickly and minimize financial losses. Our experienced agents will work with you to ensure your coverage addresses your specific needs and provides the protection necessary for your continued success.

Protect Your Food Service Business

Get specialized restaurant and food industry insurance coverage tailored to your specific business needs.