Privacy Policy

1. Information We Collect

SHK Insurance Services ("we," "our," or "us") collects information from you when you:

• Request insurance quotes or information
• Purchase insurance policies through our services
• Contact us via phone, email, or our website
• Visit our website and interact with our online services

The types of information we may collect include:

• Personal identification information (name, address, phone number, email)
• Financial information necessary for insurance underwriting
• Vehicle, property, or business information relevant to coverage
• Claims history and driving records
• Website usage data and cookies

2. How We Use Your Information

We use the information we collect to:

• Provide insurance quotes and policy recommendations
• Process insurance applications and policy changes
• Communicate with you about your insurance needs and policies
• Improve our services and website functionality
• Comply with legal and regulatory requirements
• Prevent fraud and ensure security

3. Information Sharing

We may share your information with:

• Insurance companies to obtain quotes and process policies
• Service providers who assist us in our business operations
• Legal authorities when required by law or to protect our rights
• Business partners with your explicit consent

We do not sell your personal information to third parties for marketing purposes.

4. Data Security

We implement appropriate security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption, secure servers, and restricted access to personal information.

5. Your Rights

You have the right to:

• Access and review your personal information
• Request corrections to inaccurate information
• Request deletion of your information (subject to legal requirements)
• Opt out of marketing communications
• File a complaint with regulatory authorities

6. Cookies and Tracking

Our website uses cookies and similar technologies to enhance your browsing experience, analyze website traffic, and personalize content. You can control cookie settings through your browser preferences.

7. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on our website and updating the effective date.

8. Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us: